AKP Phnom Penh, June 16, 2026 --

Visa, a world leader in digital payments, today announced a refresh of its Cambodia Payment Security Roadmap, a market-focused framework designed to support a safer, more resilient, and more trusted payments ecosystem in Cambodia in 2026 and beyond.

According to a Visa’s press release, as Cambodia’s digital payments adoption accelerates, the market is reaching an important inflection point where sustained growth will increasingly depend on trust, security, and ecosystem resilience. Visa’s refreshed roadmap is designed to help underpin this next phase – ensuring that as digital payments scale, they do so safely, seamlessly, and with confidence for consumers and businesses alike.

Cambodia’s digital payments landscape continues to evolve rapidly, with mobile payments, QR-based acceptance, e-commerce, and cross-border connectivity reshaping how consumers and businesses transact. While innovation is expanding access and driving inclusion, it is also enabling more sophisticated and scalable fraud threats. In this environment, security is not only a defensive necessity, but also a critical enabler of digital commerce, consumer trust and economic growth.

First introduced in Cambodia in 2019 and subsequently updated in 2022, the latest refresh reflects Visa’s continued commitment to working with banks, merchants, fintechs, regulators, and ecosystem partners to strengthen payment security, support innovation, and enhance resilience across the market.

“Cambodia’s payments landscape is entering a more sophisticated phase, where trust must be embedded into every layer of the transaction journey – from authentication and data protection to overall ecosystem resilience. At Visa, we are focused on helping our partners stay ahead of emerging risks while continuing to deliver innovative payment experiences. The refreshed Cambodia Payment Security Roadmap provides a practical framework for collaboration across the ecosystem, helping banks, merchants, fintechs, and regulators strengthen security while supporting innovation at scale,” said Abdul Rahim, Head of Risk, Regional Southeast Asia, Visa.

The roadmap reinforces Visa’s broader approach across Asia Pacific – advancing a multi-layered, data-driven security model that helps reduce fraud risk, improves transaction performance, and deliver more seamless payment experiences. By embedding security across the transaction lifecycle, Visa is supporting partners to unlock growth while safeguarding trust.

Taking into account the evolving threat landscape, the refreshed Cambodia Payment Security Roadmap outlines five key focus areas:

1.         Transition from SMS OTP to more secure authentication methods

2.         Annual Cyber Posture Assessments

3.         Strengthening Capabilities for AI-Driven threats

4.         Post-Quantum Cryptography (PQC) Readiness

5.         Processing Integrity and System Resiliency Assurance

Together, these priorities reflect a forward-looking approach to ecosystem security, addressing both current vulnerabilities and future risks, from AI-enabled fraud to future cryptographic challenges.

The announcement also reflects Visa’s commitment to industry collaboration. Through initiatives such as the Cambodia Risk Forum, Visa continues to convene stakeholders across the ecosystem to strengthen collective resilience. These discussions reinforce that managing risk is not only a defensive measure, but also a strategic enabler of growth and confidence.

By aligning key players across Cambodia’s digital payments ecosystem around a shared security agenda, the roadmap serves as a blueprint for coordinated industry action. It highlights that maintaining trust in digital payments is a shared responsibility, requiring close collaboration between financial institutions, merchants, fintechs, and regulators to strengthen the ecosystem as a whole.

As Cambodia’s digital economy continues to grow, sustaining trust will be critical to unlocking its full potential. Through this refreshed roadmap, Visa aims to help the ecosystem navigate today’s evolving risk landscape, while preparing for the future, ensuring that security and innovation advance together to drive long-term, inclusive growth.

AKP